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Modular Home Mortgage Financing Homes - Financing Modular Homes Is Simple Money Saving Method
When you also consider that the cost of building a modular home will be lower than constructing a traditional home of the same size, you can see why the financing of modular homes may be simpler than you imagine.
Why The Financing Of Modular Homes Costs Less
Every section of a modular home is produced at one manufacturing facility, and the materials in each of those sections have been shipped to the factory so that the centralized manufacturing process is possible. This modular home production management system means money saved not only to the modular home manufacturer, but to the consumer.
Traditional home builders, on the other hand, will buy their supplies from different vendors and pay to have them shipped to the building site. If one or more of the supplies is delayed or defective, it can mean a delay in any further construction until the problem is rectified, while the rest of the supplies sit at the building site exposed to the elements.
The Moneysaving Modular Home Manufacturing Process
Because sections of modular homes are all produced at a single factory, the materials which go into those sections will all be shipped to that factory from wherever they are produced. Centralized modular home production means cost savings; the materials used in traditional homes are bought from various supply housed and then delivered to the building site. And often the delayed delivery of one item can hold up the entire construction schedule, even if all the other materials are on site.
The financing of modular homes may also be easier than you think because modular homes are produced in climate-controlled environments, their manufacturers can order all materials for several different homes at discount bulk rates and store them on site until they are needed. They can also use machines to precison-cut their materials, so there is almost no waste involve in a manufactured home.
The Moneysaving Modular Home Construction Process
The minimal waste carries over to the modular home construction process, with each section of the home having been assembled exactly according to the homeowner's specifications and then joined to the foundation which was poured at the building site before the modular home arrived.
Because constructing a modular home takes so little time, you'll be able to plan your move form your existing home well in advance, so you won't have to spend much money on interim housing. You also will be spared a huge bill for storage of your home furnishings which you could easily if your traditional home construction had to be put on hold due to bad weather or difficulty in getting materials.
These are just a few of the reasons why the financing in modular home is easier on the wallet than that of financing site-constructed ones. The modular home concept has been developed, from factory floor to finished product, to save money for the home buyer!
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